Turning 65
Turning 65 is an important year for your health. It is the year in which you may become eligible for Medicare and have the opportunity to choose the plan that fits you best. Though you might automatically become enrolled in Medicare, you should review your choices before your enrollment period expires. If you’re new to Medicare, you probably have a lot of questions. We can help you understand your options and find a plan that best meets your needs and allows you to keep your doctors and hospital. We’ll also be there for you through the entire Medicare plan enrollment process. Our licensed agents are here to help, and there is never a fee for our service.
Choosing a Medicare plan can be complicated. We want to make sure you make the best decision possible. If you need assistance comparing plans, we are here to help!
Who is qualified?
You are eligible to enroll in Medicare if you are turning 65, and if you are under 65 but have a disability or End Stage Renal Disease. If you already get retirement benefits from Social Security or Railroad Retirement Board, you will be automatically enrolled and receive your Medicare card in the mail. If you do not want to auto enroll, you can still side step that process and choose your own plan. If you are 65, but did not pay Medicare taxes while you worked, you may still be able to secure Part A.
How do I get started?
If you are turning 65, you will have the opportunity to enroll from 3 months before your birthday until 3 months after. There are four basic parts for Medicare that cover hospitalizations, physician services, prescription drugs, skilled nursing facility care, home health visits, and hospice care, among other services. For a more detailed explanation of the enrollment steps, click here. If you need help with choosing the right plan for you, click here.
What if I’m still working?
If so, you will have to decide if you want to keep the insurance that your company offers. Medicare is designed to be an affordable option with lots of customization. Most people sign up for Original Medicare since it covers the necessitates, including Part A—hospital insurance and Part B—medical insurance. After signing up for Original Medicare, you can then add on a variety of options, such as prescription drug coverage, dental, vision, and hearing. You can even get additional benefits with a private insurer to cover other services that Original Medicare does not cover. If you are happy with your plan that you receive from your company, then you can always sign up after retirement during a Special Enrollment Period (SEP).
Navigating Medicare can be complex. We are here to assist you in finding a Medicare plan that works for you.
Is Medicare in your future? Are you, or someone you know, turning 65? We know the process of choosing a Medicare healthcare plan can be overwhelming. We’d like to help.
This is an exciting time in your life, but the thought of choosing a Medicare plan can seem overwhelming. We are here to assist you with comparing and enrolling in Medicare insurance plans accepted by your healthcare provider. The Medicare Insurance Helpline is a free service, without obligation, standing by to help.